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Gold Delta SkyMiles® Credit Card
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Card Highlights:
 

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

 
     
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Available Rewards:
 
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mile cash point charity

Miles

Cash

Points

Charity
 
     
About:
 
  • 20,000 bonus points after $600 in purchases made within 3 months of account opening - enough for a round-trip ticket up to $400 in value.
  • Annual Fee applies.
  • Earn 2 points for every dollar spent on everyday purchases.
  • Earn 1 point for every $1 spent on all other purchases.
  • Earn 1 point for every mile you fly on any airline.
  • Earn 1 point for every mile friends and family fly on tickets purchased with your card.
  • Redeem for flights on any airline with no blackout dates.
  • Free unlimited companion travel.
  • $0 liability for unauthorized charges - even when shopping online.
  • Balance transfer fee applies with this offer.
 Zero Liability
 
     
Credit Card Rates
Purchases:
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

as low as
12.99%

Default APR:

28.99%

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

 
     
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Balance Transfers:
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

as low as
12.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
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Cash Advances:
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
Credit Card Transaction Fees
Balance Transfer Fees:
 

Minimum:

$5

Fee Rate:

3%

Maximum:

see terms

 
     
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Cash Advance Fees:
 

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

 
     
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Foreign Exchange Fees:
 

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

 
     
Credit Card Other Fees
Initial Fees:
 

Setup Fee:

$0

 
     
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Maintenance Fees:
 

Annual Fee:

$75

 
     
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Penalty Fees:
 

Late Payment Fee:

$1545

 
     
45 $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.
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