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Gold Delta SkyMiles® Credit Card
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Discover® Motiva Card

 

Discover® Card

Discover® Motiva Card Apply Now!
Card Highlights:
 

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

 
     
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Available Rewards:
 
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mile cash point charity

Miles

Cash

Points

Charity

 
     
About:
 
  • 3.99% Intro APR.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus.
  • Earn up to 1% Cashback Bonus on all other purchases.
  • Double Cashback Bonus on grocery store purchases in November and December.
  • Pay-On-Time Bonus® equal to a full month′s interest added to your Cashback Bonus account.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
  • Automatic email reminders when a Payment Due Date is nearing or when a payment has been made.
  • Unlimited cash rewards.
Zero Liability

 
     
Credit Card Rates
Purchases:
 

Introductory APR:

3.99%

Introductory Period:

6 months

Ongoing APR:

10.99%±

Default APR:

28.99%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

 
     
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Balance Transfers:
 

Introductory APR:

3.99%

Introductory Period:

12 months

Ongoing APR:

10.99%±

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
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Cash Advances:
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

23.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
Credit Card Transaction Fees
Balance Transfer Fees:
 

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

 
     
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Cash Advance Fees:
 

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

 
     
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Foreign Exchange Fees:
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
     
Credit Card Other Fees
Initial Fees:
 

Setup Fee:

$0

 
     
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Maintenance Fees:
 

Annual Fee:

$0

 
     
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Penalty Fees:
 

Late Payment Fee:

$19

 
     
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
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