5% Cashback Bonus® in categories that change four times a year like travel, gas, restaurants, movies, and more.
Up to 1% Cashback Bonus on all other purchases automatically.
Get a $20 Discover Gift Card just for shopping with your Discover Card.** yes = "yes"; ?>
Build Your Credit History.
Easy Online Account Management Tools.
$0 Fraud Liability Guarantee.
Credit Card Rates
Purchases:
Introductory APR:
0%
Introductory Period:
6 months
Ongoing APR:
14.99%
Default APR:
30.99%
Minimum Grace Period:
25 days
Minimum Finance Charge:
$0.50
Balance
Transfers:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
14.99%
Default APR:
30.99%
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Cash
Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.99%
Default APR:
30.99%
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Credit Card Transaction Fees
Balance
Transfer Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Cash
Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign
Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Credit Card Other Fees
Initial
Fees:
Setup Fee:
$0
Maintenance
Fees:
Annual Fee:
$0
Penalty
Fees:
Late Payment Fee:
$19
** Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating mall between 11/01/08 - 01/04/09, while supplies last. Original receipts and the Discover Card used to make the purchases must be presented to a participating mall's Customer Service by 01/04/09. Limit 5 Gift Cards per account, while supplies last, during the promotion period. Gift Card is valid through July 31, 2009.