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Capital One® Card Lab
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The Best Credit Cards
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Platinum Card®

Gold MasterCard®/Visa

 

First PREMIER Bank

Gold MasterCard®/Visa Apply Now!
Card Highlights:
 

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Bad / No

Issuing Country:

United States

 
     
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Available Rewards:
 
For explanation of each icon
click here
mile cash point charity

Miles

Cash

Points

Charity

 
     
About:
 
  • Low 9.9% APR!
  • Instant Decision!
  • Gold Card Prestige.
  • Bad Credit? No Problem!
  • Reports monthly to 4 Major Credit Bureaus.
  • No checking account required.
  • Apply for a Credit Card Today!
 
     
Credit Card Rates
Purchases:
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

9.9%11

Default APR:

19.9%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

 
     
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Balance Transfers:
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
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Cash Advances:
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.9%

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
Credit Card Transaction Fees
Balance Transfer Fees:
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
     
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Cash Advance Fees:
 

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

 
     
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Foreign Exchange Fees:
 

Minimum:

n/a

Fee Rate:

1%

Maximum:

n/a

 
     
Credit Card Other Fees
Initial Fees:
 

Setup Fee:

$29

 
     
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Maintenance Fees:
 

Annual Fee:

$48

 
     
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Penalty Fees:
 

Late Payment Fee:

$29

 
     
11 Click here to see credit card Terms and Conditions for actual Rate and Term Length information.
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