hi!.. Im an agent of primerica financial services how can i apply for a business credit card with a 630+ on my credit report......is there any credit card company that offer this type of application.... thanks in advance...!!! leo....
Answer:
Your credit score is 630 which means you possess a fair credit history.
Business credit cards require an excellent credit or good credit history. So, to get a business credit card, you should first have good business credit rating with the three business credit bureaus (without using your personal credit score). Since you have a fair credit, you can’t apply for business credit cards. But don’t worry, you can improve your credit history with the help of
fair credit cards. So, when you apply for a credit card online and receive an online credit card approval for credit cards for fair credit, it adds a positive mark to your credit history. Of course, it will take time to improve the credit. But another way out for you is to get a credit card with a co-signer. In this respect, you can ask your friend or relative with a good or excellent credit to become your co-signer. He or she applies for one of our
good credit cards, signs you up as a co-borrower and you’ll be able to pay off the credit on more beneficial terms, and accumulate credit points, but he/she is responsible for this credit as well. After improving your credit, report your good history to the bureaus that will help you to build your business credit score. Unfortunately, we cannot recommend credit card companies at the moment as it is more likely to be a personal matter, and you are to come to an agreement with your lender. Please, study thoroughly the terms and conditions of our business credit cards to select the one for your business.