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Card Highlights:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

Available Rewards:

For explanation of each icon click here


Miles	Cash	Points	Charity

About:

0% Intro APR on Purchases and Balance Transfers.

No Annual Fee.

5% Cashback Bonus®.^*

Up to 1% Cashback Bonus on all other purchases automatically.

Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners.

Unlimited cash rewards.

$0 Fraud Liability Guarantee.

Credit Card Rates

Purchases:

Introductory APR:	0%
Introductory Period:	6 months
Ongoing APR:	10.99%^±
Default APR:	30.99%
Minimum Grace Period:	25 days
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	0%
Introductory Period:	12 months^±
Ongoing APR:	10.99%^±
Default APR:	30.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	23.99%
Default APR:	30.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:	n/a
Fee Rate:	3%
Maximum:	n/a

Cash Advance Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

$19

^* 5% Cashback Bonus® in categories like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
^± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.