9.99% APR on Balance Transfer for the first 12 months.
Earn 20,000 bonus miles with first purchase.
2,500 bonus miles for adding an additional cardmember.
Earn one mile for every dollar on other eligible purchases.
Miles never expire and there is no cap on the miles you can earn.
Credit Card Rates
Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
13.99%
Default APR:
see terms
Minimum Grace Period:
20 days
Minimum Finance Charge:
$0.50
Balance
Transfers:
Introductory APR:
9.99%
Introductory Period:
12 months
Ongoing APR:
13.99%
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Cash
Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
see terms
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Credit Card Transaction Fees
Balance
Transfer Fees:
Minimum:
$017
Fee Rate:
n/a
Maximum:
n/a
Cash
Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign
Exchange Fees:
Minimum:
see terms
Fee Rate:
see terms
Maximum:
see terms
Credit Card Other Fees
Initial
Fees:
Setup Fee:
$0
Maintenance
Fees:
Annual Fee:
$15093
Penalty
Fees:
Late Payment Fee:
see terms
17 There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. 93 $150 per year; or $95 if you are a qualified American Express Cardmember.