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Gold Delta SkyMiles® Credit Card
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Capital One® Card Lab

Standard Platinum for Young Adults

 

Capital One®
Standard Platinum for Young Adults
Card Highlights:
 

Card Category:

Student

Card Type:

Unsecured

Required Credit Rating:

Limited History

Issuing Country:

United States

 
     
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Available Rewards:
 
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Miles

Cash

Points

Charity
 
     
About:
 
  • Get credit that fits your needs and a card that fits your style, and save with no annual fee.
  • 0% Intro APR - pay no interest on Purchases until June 2009.
  • Express yourself - upload an image of your own onto your card once it arrives.
  • A manageable credit line to help control your finances.
  • Fraud protection - $0 fraud liability if your card is lost or stolen.
 Zero Liability
 
     
Credit Card Rates
Purchases:
 

Introductory APR:

0%

Introductory Period:

Until
June
2009

Ongoing APR:

19.8%

Default APR:

24.9%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

 
     
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Balance Transfers:
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.8%

Default APR:

24.9%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
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Cash Advances:
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

22.9%

Default APR:

24.9%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
Credit Card Transaction Fees
Balance Transfer Fees:
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
     
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Cash Advance Fees:
 

Minimum:

$10

Fee Rate:

3%

Maximum:

n/a

 
     
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Foreign Exchange Fees:
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
     
Credit Card Other Fees
Initial Fees:
 

Setup Fee:

$0

 
     
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Maintenance Fees:
 

Annual Fee:

$0

 
     
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Penalty Fees:
 

Late Payment Fee:

$15-$39

 
     
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